Now, it's even easier to accept Credit Cards without having to purchase expensive Wireless Processing equipment. AMG's Pay-by-Phone Program allows merchants to use their current cellular phone service to process credit cards. This type of program allows merchants to utilize something they most likely already have, and use it to open the door to clients who want to use their credit card for payment.

Merchants are priced under MoTo Rate Plan, since all of the merchants transactions will be hand-entered through the processor at the other end of the phone call. Once approved, merchants are given an 800# as well as Merchant ID# to be recognized by when calling in to make a sale. Merchants will need to follow the prompts given by the automated system in order to complete the transaction. Once all of the information is collected an Authorization Code is given to the merchant to be copied or given to the cardholder for a receipt.

This type of program is suitable for merchants who are just starting a new business and who will be on the road most of the day servicing or selling to prospective clientele. This solution gives the merchant a much needed popular form of payment while keeping out of pocket expenses down. This will also build a reputation and track record with the processing company so that when the merchant has built enough revenue, they can move the processing account to a retail / wireless account to take advantage of lower processing fees.

It is with this type of format that AMG can lead merchants down a path that is more suitable for them in ways of revenue and out-of-pocket expenses that they may not have yet. By taking advantage of a program like this, merchants are setting themselves up for the future in building customer loyalty and revenue only to change formats in the future that would include the purchase or lease of a wireless terminal and lowering the cost of processing fee's. At this point of a merchant's business, a wireless processing program is now justifiable when it wasn't before.